
Entrepreneur & Author
Cyber Scams Spike During the Holidays
“Here’s some ideas to protect yourself.”
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The year-end holiday rush is officially here — and unfortunately, so is the spike in cyberattacks and scams targeting distracted shoppers.
A few smart precautions can go a long way toward protecting yourself.
In just a couple of decades, the internet has completely reshaped daily life. Things that would have sounded like science fiction in the late 1990s are now routine. Billions of us walk around with pocket-sized computers capable of taking high-resolution photos, running banking apps, and shopping worldwide in seconds. That convenience is incredible — but it has also opened doors for cybercriminals who are more sophisticated than ever.
Every home with an internet connection is a potential target. Awareness is your first line of defense, especially when it comes to recognizing common scams:
• Disaster relief scams:
Following major natural disasters, people are quick to donate and help. Cybercriminals exploit that goodwill by setting up fake charities with names that closely resemble legitimate nonprofits. Always verify before you give — tools like Charity Navigator make this easy.
• Phishing scams:
These remain one of the most common entry points for fraud. The Federal Trade Commission warns that scammers send emails or texts claiming there’s an issue with your bank, credit card, or tax return. According to the FBI, phishing scams cost victims nearly $60 million in a recent reporting period — proof that they’re still surprisingly effective.
• Formjacking:
This tactic targets online shoppers. A retailer’s website can be compromised without anyone realizing it, redirecting buyers to a fraudulent payment page. If even one letter in the URL is off (think Amzon.com instead of Amazon.com), stop immediately. That’s a classic sign of formjacking.
• Tech support and fake antivirus scams:
Typically, a pop-up claims your computer is infected and prompts you to download “fix” software. Once you click, the scammers have access — and often financial control.
The point is simple: when something feels “off,” it probably is.
Smart Precautions for Holiday Shopping
- Pay Securely: Use reputable third-party payment services such as PayPal, Zelle, or Venmo.
- Avoid Public Wi-Fi: Only shop using a secured internet connection — never at an airport, coffee shop, or hotel lobby.
- Update Your Software: New viruses emerge daily, and regular updates are your best protection.
- Check Statements: Review bank and credit card transactions frequently throughout the season.
- Use One Credit Card: Limiting exposure makes fraud easier to track and resolve quickly.
Stay vigilant, stay informed, and enjoy the holidays with confidence — not concern.
Enjoy this week’s edition, and be sure to check out our new feature
at the close of the newsletter: “Stories You May Have Missed.”
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