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What Distinguishes 3 Popular Retirement Accounts

A quick synopsis.  ——- Financial security in retirement is a goal worth pursuing, but it’s one that a significant percentage of individuals feel is out of reach. According to a February 2024 report from the National Institute on Retirement Security, 55 percent of Americans are concerned they cannot achieve financial security in retirement. Saving for […]

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Understanding Index Funds

Lower costs & diversification.  ——- Investing is a skill that some people develop over time. When just starting out, novice investors might not be comfortable choosing individual stocks. In these instances, options like index funds merit consideration. Investopedia advises that an index fund is a type of mutual or exchange-traded fund (ETF) that tracks the […]

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How to Plan for Post-Retirement Medical Expenses

Unforeseen expenses can quickly derail a retirement plan.  ——- When individuals retire, they not only walk away from work, but also relinquish thier steady paychecks. For many, retirement can be a potentially risky financial endeavor. Saving for retirement is a great way to mitigate such risk, but unforeseen expenses, such as medical bills, can quickly […]

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Buying on Bad News

Buy on bad news and sell on good.  ——- Buying stocks on bad news refers to the strategy of purchasing shares of a company when its stock price has dropped due to negative events or news. This approach is based on the belief that the market overreacts to bad news, leading to undervaluation of the […]

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5 Home Renovations for Strong Return!

Enhance your profit.  ——- Renovations that make homeowners and residents of a home happy are always worth the investment.  Remodeling magazine releases its “Cost vs. Value Report,” which considers a wealth of data across the United States to determine which renovations return the highest percentage of homeowners’ financial investment. According to the “2024 Cost vs. […]

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October Stock Market Crashes

A historic perspective.  ——- October can be tough on the stock market.  Known as the “October Effect,” it is the perception that stocks tend to decline during October.   It is considered by many to be an investor psychological hurdle rather than a statistic phenomenon.  In any case, it is something that can have real outcomes […]

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Is Your Italian Prosciutto at Risk?

Italians move to protect iconic industry.  ——- The prosciutto business is an iconic and economically significant sector within Italy’s food industry, balancing tradition with modernity while facing global competition and increasing demand. Now, according to various reports, Italy is struggling to protect its 20-billion-euro pork industry from swine fever. Click Here for Story Tradition: Italian prosciutto is a […]

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Political Assassination & Business

Market volatility, economic instability & civil unrest . ——- Unfortunately, the topic of political assassination is again in the news this week with the second attempt on former President Trump’s life.  As such, we thought it timely to look at a few historic facts and the potential ramifications for business if such an attempt was […]

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A Quick Review of Types of Insurance

A quick review. ——- Financial security is vitally important for adults and their families. Recognition of that reality is evident in the efforts individuals make to secure their financial futures, which include investing in education, retirement planning and saving. Insurance is another way individuals protect their financial security and the safety of their families. Insurance […]

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Taxing Unrealized Capital Gains?

It would shake the markets. ——- A tax proposal has been floated to tax unrealized gains.  This refers to taxing the increase in the value of assets that have not yet been sold. Unrealized gains occur when an asset—such as stocks, real estate, or other investments—increases in value, but the owner hasn’t yet sold the […]

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